Dory Wiley and Stephen Biggar break down a mixed round of bank earnings, with Goldman Sachs (GS) posting a major beat, Citigroup (C) delivering strong results, and JPMorgan Chase (JPM) and Wells Fargo (WFC) facing more pressure. They discuss funding costs, net interest margins, credit quality and strong commercial loan growth, while assessing whether capital-markets activity can stay strong into 2027. Bank of America (BAC) and Morgan Stanley (MS) are next up, with the consumer and dealmaking pipeline in focus.